Grayson County Homes under $400,000

Grayson County Homes under $400,000

Welcome to Grayson County, Texas – a hidden gem nestled in the heart of North Texas that offers a perfect blend of small-town charm and modern conveniences. Known for its picturesque landscapes and friendly communities, Grayson County is an ideal place for families, retirees, and anyone looking to enjoy a tranquil lifestyle without sacrificing access to urban amenities.

With a rich history dating back to the mid-1800s, Grayson County boasts a vibrant cultural scene, complete with local festivals, art galleries, and historical sites. The county is also home to beautiful parks and recreational areas, including Lake Texoma, one of the largest reservoirs in the United States, where residents can enjoy fishing, boating, and hiking amidst stunning natural scenery.

When it comes to real estate, Grayson County provides an exceptional opportunity for homebuyers seeking affordable options. With a variety of homes available under $400,000, you can find everything from charming single-family residences to modern townhomes. Whether you’re a first-time buyer or looking to downsize, the housing market here offers diverse choices to suit every lifestyle and budget.

Imagine waking up in a cozy home surrounded by friendly neighbors and the beauty of nature just outside your door. Grayson County’s affordable housing options make it possible to achieve your dream of homeownership without breaking the bank.

Discover the warmth and welcoming spirit of Grayson County, where your ideal home awaits at an unbeatable price. Come explore the possibilities and make this vibrant community your new home!

Newest Grayson County Homes under $400,000

225 E Washington St, Denison
$218,000
3 Beds ⋅ 2 Baths ⋅ 21370523 MLS
Wake up on Washington! This newer-construction Earnhart Built home offers an inviting blend of privacy, modern finishes and easy living—with a grassy lot next door and friendly horses across the street. Located on a quiet dead-end street, it’s the kind of neighborhood where kids can ride their bikes and neighbors actually know each other. Inside, the bright, open floorplan features 3 bedrooms, 2 bathrooms, split bedrooms and low-maintenance, stained concrete floors. The primary suite enjoys its own private wing, while the white kitchen takes center stage with solid-wood cabinetry, stainless-steel appliances, a brand-new vented microwave and a brushed-gold faucet. Both bathrooms feature granite countertops, contemporary lighting, new mirrors and beautifully tiled shower and tub surrounds. The laundry closet includes a new full-sized LG stainless washer and dryer, both of which convey with the home. Step outside to the oversized, fully fenced backyard—perfect for entertaining, pets, gardening or simply enjoying a little extra space. A newer Tuff Shed, thoughtfully matched to the home, provides additional storage, while the chicken coop is ready if you’re dreaming of fresh eggs in your own backyard. And the location? Hard to beat. You’re just minutes from newly renovated Terrell Elementary and less than a mile from downtown Denison, where locally owned boutiques, delicious eateries, upscale antique shops and more await. Named a Great American Main Street Award Winner in 2025, downtown Denison has the charm and energy that make this area such a fun place to call home.

225 E Washington St, Denison

806 W Gandy St, Denison
$199,000
3 Beds ⋅ 2 Baths ⋅ 21400964 MLS
Historic charm, modern comfort, and downtown Denison just a few blocks away! Built in 1920, this beautifully maintained Craftsman offers the character buyers love about an older home while incorporating thoughtful updates for today’s lifestyle. Less than half a mile from downtown Denison and the newly updated Main Street, you’ll be close to local dining, shopping, entertainment and Heritage Park. Step onto the spacious covered front porch and imagine slow mornings in a rocking chair before heading downtown for coffee or an afternoon out. Inside, large windows bring in wonderful natural light, while original crown molding and trim preserve the home’s timeless Craftsman character. The spacious living room features beautiful refinished hardwood floors and a cozy electric fireplace with mantle. The formal dining room flows naturally into both the living room and kitchen, creating an inviting layout for everyday living. The kitchen blends function and style with granite countertops, an electric range, dishwasher, and plenty of stainless shelving and workspace. Ceramic tile adds durability in the kitchen and bathrooms, while the primary ensuite features quartz countertops and a tiled tub. Thoughtful updates bring modern convenience to this historic home, including insulation in the exterior walls, solar-powered attic vents, R-blanket attic insulation, solar screens, a Nest thermostat, smart locks on the front and back doors, and smart fans in most rooms. The water heater was replaced in 2022, and foundation work was completed in 2025 with a transferable 3-year warranty. Outside, the fenced backyard offers room to relax, garden or entertain, with a recently updated wood privacy fence along with chain-link fencing and a storage shed. For the buyer who wants historic character without giving up modern conveniences—and wants downtown Denison right around the corner—this one deserves a closer look. Come see what makes 806 W. Gandy so special.

806 W Gandy St, Denison

207 Wales Dr, Pottsboro
$385,000
2 Beds ⋅ 2 Baths ⋅ 21401166 MLS
LAKE TEXOMA WATERFRONT COMMUNITY! MODERN LAKE BUNGALOW! GREAT INVESTMENT OPPORTUNITY! Nestled in the waterfront Cambridge Shores community that overlooks the renowned Islands of Lake Texoma. This property offers not just a home, but a lifestyle immersed in the beauty and excitement of lake living. Situated on a generous .54-acre lot, this modern design seamlessly blends contemporary aesthetics with natural surroundings. This lake house isn't just a beautiful retreat; it's an ideal investment opportunity. Cambridge Shores is a popular destination for Air BNB and VRBO guests, so you can tap into lucrative short-term rental income, while still reserving time to enjoy it yourself. There is also room to expand the square footage and add exterior amenities. Imagine a pool! Originally built in 1984, the home has undergone a meticulous transformation, stripped down to the foundation and thoughtfully rebuilt in 2023. As you step inside, you'll be greeted by beautiful finishes that enhance the open-concept layout. The roofline windows and glass doors invite an abundance of natural light. Step outside onto the double wrap-around covered decks overlooking the fenced backyard—perfect for entertaining guests and relaxing. The solid construction features durable fiberboard siding topped with a sturdy metal roof, ensuring your investment stands the test of time. Spray foam insulated walls and attic create an energy-efficient environment. The property includes a detached garage with electricity, workbench and a second concrete driveway, providing ample parking and storage. ADDITIONAL ACREAGE AVAILABLE. SEE MLS#21401609. Residents of Cambridge Shores enjoy community amenities, including a boat ramp and pier. Conveniently located near Highport Marina and Tanglewood Resort and Golf Course. AN OPTIONAL BOAT SLIP IN THE NEIGHBORHOOD COVE IS AVAILABLE! Embrace the allure of lake life!

207 Wales Dr, Pottsboro

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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