Saginaw Homes under $400,000

Welcome to Saginaw, Texas, a vibrant city nestled in the heart of Tarrant County. Just a stone's throw away from the bustling metropolis of Fort Worth, Saginaw offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home. With its friendly community, excellent schools, and a variety of parks and recreational facilities, Saginaw is perfect for families, young professionals, and retirees alike.

One of the standout features of Saginaw is its diverse housing market, particularly for those seeking homes under $400,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming townhouse, Saginaw has something for everyone. The real estate landscape here is characterized by well-maintained neighborhoods, tree-lined streets, and a sense of community that’s hard to find elsewhere.

In addition to its affordable housing options, Saginaw boasts easy access to major highways, making commuting a breeze. Residents enjoy a variety of local amenities, including shopping centers, restaurants, and entertainment options, all within a short drive. The city is also known for its commitment to community events, with festivals and gatherings that bring neighbors together throughout the year.

If you’re searching for an affordable home in a welcoming community, Saginaw, Texas, is the perfect place to start your journey. Explore the possibilities today and discover why so many are choosing to call Saginaw home!

Newest Saginaw Homes under $400,000

$195,000

3 Beds ⋅ 2 Baths ⋅ 21398246 MLS

Offered as an estate sale, this one-story home is located across from Willow Creek Park and offers 3 bedrooms, 2 bathrooms, spacious living areas, and a large backyard ideal for entertaining. Enjoy nearby running trails, tennis courts, a dog park, shopping, dining, and major highways. The foundation has been repaired and includes a lifetime warranty. Wheelchair accessible and priced to sell “as is,” this home is a must-see with incredible potential. Coming soon while the seller removes remaining belongings. Water heater will be replaced in Oct. 2026. Don’t miss this opportunity

829 Mustang Dr, Saginaw

$325,000

4 Beds ⋅ 2 Baths ⋅ 21399673 MLS

Welcome to this beautifully maintained home in a fantastic Saginaw location, just a short walk from Willow Creek Park and the Saginaw Recreation Center. Beautiful curb appeal welcomes you inside to a light-filled, open floor plan with hardwood flooring throughout the living space. The spacious family room features a cozy fireplace and flows easily into the open kitchen and dining area, where updated flooring and upgraded lighting create a bright and inviting space. A second living area provides even more flexibility and could easily serve as a dining room, home office, playroom, or sitting area. The split-bedroom layout offers privacy for the primary suite, complete with an ensuite bath. Recent improvements include windows (2026), HVAC (2025), carpet (2025), and updated flooring in the kitchen and baths. Natural light fills the home, and the pride of ownership shows throughout. Outside, enjoy a large backyard with mature trees, a spacious covered patio and shed, offering plenty of room for relaxing, entertaining, gardening, or play. No HOA! Conveniently located near parks, recreation, shopping, dining, and major roadways with easy access to Fort Worth and the Alliance area. Well cared for, thoughtfully updated, and move-in ready for its next owner, this home offers a wonderful combination of comfort, flexibility, and location.

725 Big Willow Dr, Saginaw

$289,000

3 Beds ⋅ 2 Baths ⋅ 21401438 MLS

New roof, new windows, and beautifully updated interiors—this home has been refreshed from top to bottom! Throughout the home, light oak flooring pairs beautifully with warm white walls, creating a clean, bright, and inviting atmosphere. Both bathrooms have been fully remodeled with fresh, modern finishes, offering a crisp, stylish, and comfortable feel.

209 W Southern Ave, Saginaw

$349,000

4 Beds ⋅ 3 Baths ⋅ 21397627 MLS

916 Pennsylvania Drive — Great Location, Private Backyard Oasis! Welcome home to this spacious 4-bedroom, 2.5-bath home perfectly located close to everything you need! One of the standout features is the private backyard oasis with a swimming pool and exceptional privacy—no neighbors looking directly into your backyard! Inside, the primary suite is conveniently located downstairs and features an updated primary bathroom with heated floors. The home also offers an updated kitchen, and all windows have been replaced, providing added comfort and efficiency. Upstairs, you’ll find a second living area that offers incredible flexibility. Use it as a family room, playroom, media room, home office, or separate TV space—the possibilities are yours! With three nearby schools within walking distance and convenient access to shopping, dining, and everyday amenities, this home offers the perfect combination of space, updates, privacy, and location. Bring the family and make this private poolside retreat your new home!

916 Pennsylvania Dr, Saginaw

$325,000

4 Beds ⋅ 2 Baths ⋅ 21391861 MLS

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the heart of Saginaw, Texas, conveniently located near restaurants, schools, shopping, and everyday amenities. With an inviting open-concept layout, this home offers the perfect blend of comfort and functionality for growing families, those looking to downsize, or anyone who loves to entertain. The spacious kitchen is the heart of the home, featuring granite countertops and a large island that’s perfect for family dinners, casual gatherings, or hosting friends for the big game. The living and dining areas feature durable LVP flooring, while tile flooring extends through the kitchen, hallways, and bedrooms. NO CARPET!. The split-bedroom floor plan provides privacy, with the secondary bedrooms situated away from the primary suite. The spacious primary bathroom features dual vanities and a separate soaking tub and shower. Enjoy outdoor living from the covered front porch or spacious covered back patio, with plenty of room for outdoor furniture, dining, or even an outdoor kitchen. A 2-car garage provides convenient parking and storage. For added value, this home has solar panels, offering the potential for significant savings on electricity bills. Come see all that this wonderful Saginaw home has to offer!

521 Leatherman Dr, Saginaw

$299,000

3 Beds ⋅ 2 Baths ⋅ 21397593 MLS

Corner house on a quiet court. This home has virtually all brick construction and is energy efficient. Immediately upon entering the home you will see the home has many upscale aesthetic details like bull nose edges on all walls, wide crown molding and arches. The home has 2 living areas one with a fireplace and gas starter. The home also has a separate dining room. The kitchen has a nook with a window seat and a bar that seats 5. The kitchen also has a tiled back splash and tall custom cabinetry. The home has 10 foot ceilings throughout for a very spacious feel. The home also has paneled doors throughout. The garage is oversized and has been finished out and even has a sink. The attic has lots of storage and has been upgraded with some radiant barrier for energy efficiency. The back yard has a large deck with a columned gazeebo and concrete patio that will support outside living. The central heat and air unit is a made by Trane, a highly reliable and regarded brand.

601 Crestview Ct, Saginaw

$285,000

3 Beds ⋅ 2 Baths ⋅ 21397427 MLS

This 3 bedroom 2 bathroom home is located in the highly desirable Eagle Mountain ISD. It features a large open kitchen with luxury vinyl flooring. The A C system is only 2.5 years old. The backyard has a storage shed and is open to a green belt. The neighborhood features catch and release fishing ponds and a playground.

224 Spring Hollow Dr, Saginaw

$247,000

3 Beds ⋅ 2 Baths ⋅ 21394268 MLS

~ FALL into the market ~ Charm meets Comfort in this Delightfully Cozy Home, recently refreshed and ready to welcome its next chapter! Step inside to an inviting open-concept living space designed for everyday living and creating lasting memories. The interior features luxury vinyl plank flooring throughout, remodeled bathrooms, updated lighting fixtures, newer windows, and a 1.5-ton Trane gas heat system—plus so much more! The kitchen has received its own GLOW UP, with refreshed countertops, backsplash, and cabinets, creating a bright and welcoming space to whip up everything from quick breakfasts to celebratory meals. With so many updates already in place, you can move right in while still having the freedom to bring your own creativity and personality to the space. Think of it as a fresh canvas—ready for your vision, your style, and the little touches that make a house feel uniquely yours! Step outside to discover a backyard made for relaxing, gardening, and entertaining. Beautiful cedar privacy fencing creates a peaceful retreat, while multiple storage buildings provide plenty of room for seasonal décor, lawn equipment, hobbies, and more. Imagine sipping your morning coffee on the covered back porch or curling up with a blanket as the evening air rolls in. Need a little extra flexibility? The converted garage offers incredible bonus space for a home office, hobby room, gym, creative studio, or whatever suits your lifestyle. And when it’s time to get outside (when the weather catches up to the season), Community Brian Schwengler Memorial Park is less than half a mile away, featuring picnic tables, a playground, and swing set for outdoor fun close to home. Freshened up, move-in ready, and full of possibilities, this home offers the perfect opportunity to settle in while molding the space to fit you. Bring your creativity, your ideas, and your vision—and make it your own! is this your perfect match?

336 Saddle Trl, Saginaw

$375,000

3 Beds ⋅ 2 Baths ⋅ 21394755 MLS

Situated on a corner lot, this immaculate single story home offers over 2,000 square feet, three bedrooms, two bathrooms and a study that provides flexibility for a home office, hobby room or fourth bedroom. KEEP READING UNTIL THE END TO SEE WHAT STAYS WITH THE HOUSE! The main living area opens to the kitchen and looks out to the backyard, keeping the pool in view and making it easy to move between indoor and outdoor spaces. The kitchen was remodeled in March 2025, with updated lighting added in January 2021 and a Bosch dishwasher installed in May 2026. A breakfast bar and separate dining spaces give you room for casual meals or larger gatherings. The spacious primary bedroom features an architectural ceiling, and the primary bath offers dual sinks, a garden tub and a separate shower. A fireplace anchors the living area, while the covered back patio with a ceiling fan gives you another place to relax. Beyond it, the large backyard and expansive pool set the scene for afternoons, weekend get togethers, and evenings at home. A cedar fence installed in September 2023 frames the outdoor space. Pool mastic was replaced in March 2024, and the pool pump, pad and plumbing were replaced in March 2021. Additional improvements include foundation repair with six concrete piers and a lifetime warranty in July 2026; a new back door in May 2026; an AC compressor replaced under warranty in May 2024; smoke detectors replaced in January 2024; a new roof, gutters and carpet in September 2022; a garage door opener replaced in June 2021; exterior uplighting added in November 2020; and a garage door spring replaced in September 2020. TWO BEAUTIFUL FRIDGES, WASHER, AND DRYER WILL STAY WITH THE HOUSE IF THE BUYERS WANT THEM! HUGE UMBRELLA IN BACKYARD CAN STAY AS WELL! FIRE PIT AND HAMMOCK CAN STAY!

660 Chestnut Ln, Saginaw

$285,000

4 Beds ⋅ 3 Baths ⋅ 21368562 MLS

Welcome to 908 John Kennedy Drive at the Commons at Willow Creek A floor plan that offers space where it matters. Set in the established Commons at Willow Creek, this two-story home pairs a striking stone and brick exterior with 2,266 square feet of flexible living space. Inside, natural light fills the main living areas, while the kitchen and breakfast nook connect easily to the main living space. The first-floor primary suite offers separation from the secondary bedrooms and features an ensuite bath with a garden tub, separate shower and walk-in closet. Upstairs, three additional bedrooms surround a spacious game room, giving you valuable flexibility for entertaining, working from home, hobbies or additional living space. Step outside to a covered patio and backyard with room to create your own outdoor retreat. A two-car garage, community pool and convenient access to shopping, dining and major thoroughfares complete the package. Four bedrooms. Primary suite downstairs. Game room upstairs. 2,266 square feet with room to make it your own.

908 John Kennedy Dr, Saginaw

$311,600

4 Beds ⋅ 2 Baths ⋅ 21392958 MLS

Corner-lot home in the highly sought-after Eagle Mountain–Saginaw ISD! From the moment you enter, you’ll appreciate the beautiful hard-surface flooring that flows throughout the living spaces and bedrooms. The remodeled kitchen features quartz countertops, a stylish decorative penny-tile backsplash, stainless-steel appliances, a pantry, and ample cabinet space. It also offers a breakfast area and a separate dining room. The spacious living room is highlighted by a beautiful brick fireplace and oversized windows that fill the space with natural light. The stately primary suite features abundant natural light and an updated ensuite bathroom with a large vanity, tile countertops, a garden tub, a separate shower, and a generous walk-in closet. Outside, enjoy a private, fenced backyard with an extended patio. Recent updates include fresh interior and exterior paint, kitchen countertops, and new backsplash. Conveniently located just moments from Northwest Community Park, with easy access to I-35, I-820, and Alliance Town Center, this home offers comfort, style, and convenience. New roof 2024

1024 Hiawatha Ct, Saginaw

$249,900

3 Beds ⋅ 2 Baths ⋅ 21386848 MLS

Welcome to this charming 3-bedroom, 2-bath home in Saginaw! Featuring a 2-car garage, granite countertops throughout, and vaulted ceilings accented by beautiful exposed beams, this home offers both character and comfort. Gather around the inviting wood-burning fireplace in the spacious living area, perfect for relaxing or entertaining. The interior and exterior have been freshly painted, giving the home a clean, refreshed feel. Conveniently located near Interstate 820, you'll enjoy easy access to shopping, dining, and entertainment, with the historic Fort Worth Stockyards approximately 15 minutes away and Downtown Fort Worth approximately 20 minutes away. Don't miss this opportunity to own a beautifully refreshed home in a convenient location!

304 Cambridge Dr, Saginaw

Start Your Search

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: