Buyer Interest Is Picking Up—And That Matters

Momentum is slowly returning to the housing market. According to new data from NerdWallet, more Americans are beginning to think seriously about buying a home again. Last year, 15% of respondents said they planned to purchase within the next 12 months. This year, that number increased to 17%.

While a 2% rise may seem modest, in a market where buyer demand has cooled over the past few years, it’s a meaningful shift. It signals that more people are feeling financially and emotionally ready—or at least closer to ready—to make a move in 2026.

If buying a home is on your goals list this year, consider this your nudge to start conversations now with a trusted local agent and lender. Laying the groundwork early can make all the difference.

Planning To Move in Early 2026? Start With These 4 Steps

If you’re ready to take action, here’s where to begin:

1. Get pre-approved.
A pre-approval helps you understand your true buying power and what your monthly payment could look like at today’s rates. Just remember—most pre-approvals are valid for only 30–90 days, so this step is best taken when you’re ready to get serious.

2. Run the numbers.
Review your current expenses and map out a realistic budget. Factor in other monthly obligations alongside a future mortgage payment so you’re confident and not stretching yourself too thin.

3. Define your non-negotiables.
Once the numbers make sense, get clear on your must-haves—location, commute, layout, school district, lifestyle needs, and more. Clarity now makes decision-making much easier later.

4. Choose your agent early.
Read reviews, ask questions, and talk to more than one agent to find someone you trust and connect with. The right agent doesn’t just show homes—they help guide pricing, timing, strategy, and expectations well before you write an offer.

Buying Later in 2026? Now Is Still the Time To Prepare

Even if your move feels farther off, this is still your window to get ready. Buyers who feel the most confident later are usually the ones who prepared quietly ahead of time.

Preparation doesn’t have to mean major financial changes. Small, steady steps can go a long way:

  • Work on your credit. You don’t need perfect credit, but improving your score can positively impact loan terms and interest rates. Paying down debt and staying current on payments helps.

  • Automate your savings. Setting up automatic transfers to your home fund creates consistency and removes the temptation to spend that money elsewhere.

  • Lean into side income. Freelance work, part-time gigs, or a side hustle can give your savings a helpful boost.

  • Use unexpected cash wisely. Tax refunds, bonuses, or cash gifts can make a big difference when added to your home-buying fund.

The common theme? Thoughtful preparation pays off.

Bottom Line

If buying a home in 2026 is on your radar, now is the time to start the conversation. Not to rush decisions—but to make sure you’re prepared when the moment is right.

Every move is smoother when it starts with a plan. And if you’d like help creating one that fits your goals and timeline, let’s connect.